Insurance Premium Relief + Protecting Ratepayers
This week, the General Assembly officially reached the halfway mark of the 2026 Legislative Session. From healthcare, literacy, and public safety to property tax relief and insurance reform, we are working every day to deliver results that make a meaningful difference for the people of Georgia.
For Georgia’s families, homeowners, and businesses, insurance isn’t an option; it’s a necessity. When disaster strikes, accidents happen, or unexpected circumstances get in the way, Georgians depend on their insurers to help them face life’s most difficult moments with confidence and security. That’s why the Georgia House is continuing to build on our efforts to bring greater stability, transparency, and accountability to our insurance markets, ensuring Georgians can afford the coverage they need.
On Thursday, we joined Insurance and Safety Fire Commissioner John King to announce the House’s insurance affordability initiative, which would deliver significant relief to Georgia’s policyholders and increase accountability for bad actors in our state’s insurance market.
House Bill 1344 (Rep. Matt Reeves) - Increases nearly forty fines in Georgia’s insurance code, strengthens enforcement of uninsured motorist laws, cracks down on insurance fraud, and tightens up claims processing procedures following storms.
House Bill 1262 (Rep. Eddie Lumsden) - Significantly increases general fine authority and fines for surprise billing and failure to cover mental healthcare.
House Bill 1263 (Rep. Eddie Lumsden) - Shortens the clawback period for premium tax payments from seven to three years.
House Bill 1274 (Rep. Eddie Lumsden) - Requires insurance companies that have exceeded projected profits for 3 consecutive years to file a rate decrease, putting money back into the pockets of Georgia ratepayers.
No state is doing more to drive down the cost of living, address affordability, and stabilize insurance rates than Georgia is doing right now. We look forward to working with our friends in the Senate to deliver this much-needed relief to policyholders.
Introducing the Insurance Affordability and Claims Integrity Act with Insurance Commissioner John King and members of the Georgia House
Pictured with Chairman Eddie Lumsden, Chairman Matt Reeves, and Insurance Commissioner John King
Protecting Georgia Ratepayers
This week, the Georgia House passed HB 1063, the strongest, most effective plan to ensure Georgia utility ratepayers aren’t footing the bill for data centers. This bill not only codifies the cost protection regulations adopted by the Public Service Commission, but also goes a step further by safeguarding energy affordability for Georgia families and small businesses by ensuring data centers and large-load consumers pay their own way up front.
Georgia Hispanic Chamber of Commerce
On Tuesday, it was great to be with my friends at the Georgia Hispanic Chamber of Commerce to celebrate the many contributions the Hispanic business community makes across our state.
In the House, we believe in championing strong, commonsense, business-friendly policies that uplift and strengthen every business and every community, and we’re grateful for the business leaders who are driving growth, creating opportunity, and partnering with us to build a better, brighter future for every Georgian.
Pictured with Labor Commissioner Barbara Rivera-Holmes and Insurance Commissioner John King at the Georgia Hispanic Chamber’s legislative reception on Tuesday
Legislative Week 6 Highlights
It was great to welcome Stuart Exley, Jane and Ralph Gnann, and Ronnie and Charlene Morgan to the House floor last week on Farm Bureau Day at the Capitol.
Dayle and I were excited to welcome Lori Durden, President of Ogeechee Technical College, to the House Chamber this week.
Dayle had the opportunity to record educational videos about the importance of early literacy with Malcolm Mitchell, founder of the Share the Magic Foundation.
Celebrating the Georgia Child Care Association with Speaker Pro Tem Jan Jones, Jana Fox with the Learning Treehouse, Ideisha Bellamy with the Georgia Childcare Association, and advocates from across the state.
Over the next 18 legislative days, the House is committed to championing the policies that make life better and more affordable for our neighbors in every corner of Georgia.
As always, I hope to hear from you soon.
My best,
Speaker Jon Burns